BCEAO solutions for international clients
BCEAO | Central Bank of West African States - Cote Divoire
A business banking partner you can rely on

The Central Bank of West African States (BCEAO) is the issuing institute common to the eight (8) member states of the West African Monetary Union (WAMU). The BCEAO is an international public institution headquartered in Dakar

Dedicated to serving the banking and financial needs of the West African businesses
As one of the longest established and most respected banks, BCEAO has helped many thousands of SMEs to grow and prosper for over the years. We recognize that SMEs form the back-bone and primary growth engine of the African economy and the important role they have in fuelling our nation’s success and prosperity

Our many years of experience in SME banking has helped us to develop a deep understanding of the business challenges and banking needs of SME owners.

Whether just starting out or more established, every SME requires a helping hand to achieve its ambitions. One of our goals at BCEAO is to become your trusted business partner - a partner that understands your business needs and responds by providing advice, guidance and relevant banking solutions that will help you to build a sustainable and profitable business.

This is at the core of everything we do which allows us to provide a quality service to each of our business banking clients and to consistently deliver on our promises.

The Councils

The National Credit Councils review the operating conditions of the banking and financial system in the country, especially in terms of customer relations and management of means of payment and terms for financing economic activity.

A National Credit Council may be consulted on any monetary or credit-related issue. It shall issue opinions and may commission studies, as needed.

Each National Credit Council comprises :

The Minister of Finance,
The Representative of the Central Bank,
One or several members of the Monetary Policy Committee, who shall be nationals of the member State concerned,
Four members appointed by the Government of the member State concerned, including the Director of the Public Treasury,
One member appointed by the Economic and Social Council,
The president of the professional association of banks and financial institutions and another member appointed by the association,
Three members appointed by the chambers of commerce,
Two members appointed by consumers’ associations representing the interests of customers of banks and financial institutions,
Two members appointed by universities and research centres,
Four high-ranking officers appointed intuitu personae by the Monetary Policy Committee, based on their competence in the economic, monetary,
    financial, legal or accounting disciplines.
BCEAO - Ideal Business Partner

BCEAO delivers the right solutions to Large Corporate and Government Entities. We help you maximize your business potentials through our wide array of sophisticated financial solutions, including overdraft facilities, working capital loans, term loans, bill discounting facilities, trust receipt facilities, contract financing, contracting and construction and asset-based financing facilities.

We have a team of experienced relationship managers and product specialists in the fields of payments, cash management, debt finance, treasury and trade finance services, to assist your business growth.

Grow your business today with BCEAO Corporate Banking.
The Monetary Policy Committee

The Monetary Policy Committee is responsible for defining monetary policy within WAMU, and its instruments, in line with the provisions of the Statutes.

The Monetary Policy Committee comprises:

The Governor of the Central Bank,
The Deputy Governors of the Central Bank,
One member nominated by each of the Governments of the member States of the Union and appointed by the Council of Ministers,
One member nominated by the State to ensure the convertibility of the common currency,
Four other members from WAMU member States, appointed intuitu personae by the Council of Ministers.

Organization and supervision of banking operations

The Central Bank defines the regulations applicable to banks and financial institutions and ensures their supervision. In this framework, the WAMU Banking Commission, founded on April 24, 1990 and chaired by the Governor of the BCEAO, ensures the organization and supervision of the banking system within WAMU. The BCEAO is responsible for the General Secretariat of the Banking Commission.
Transfer money to your own accounts, other BCEAO Accounts or other bank accounts locally or internationally.
Direct Debit
Bill Payments
Make bill payments - Etisalat, Du, water and electricity and SALIK.
Set up your direct debit in online banking and your utility payments will be automatically paid.
Save or print your PDF statements so you always have a record of your transactions.
See how you can manage your accounts
Online Statements
Start Saving Instantly
Earn Reward Points
Earn, and redeem Reward Points when registering, paying bills and transferring funds by using online banking.
Apply for savings and deposit accounts instantly through online banking.
On the Go
Keep better track of your bank account activities and view your transactions.
Mobile Banking
SMS Banking
Phone Banking
Keep better track of your bank account activities and view your transactions.
Get alerts and notification on your current, saving and credit card transactions.
Fast and easy access to secured and collateral-free business loans and financing solutions.
Managing your business cash flow and working capital requirements with greater ease and convenience.
Round the clock safe and secure access to your bank accounts and business funds.
BCEAO Business Banking - A truly unique banking experience
Your business banking partner you can rely upon
Business Banking Solutions